Investment Accounts & Management

An investment account you open with a brokerage firm to buy and sell assets like stocks, bonds, ETFs, and mutual funds. You deposit money, then use it to invest, with the firm executing your trades and holding your investments. Unlike tax-advantaged retirement accounts, a standard (taxable) brokerage account has no contribution limits or withdrawal restrictions, giving you flexible access to your money though gains are subject to taxes.

A digital investment platform that uses algorithms to build and manage a portfolio for you automatically, based on your goals, time horizon, and risk tolerance. After you answer a few questions, it selects investments (usually low-cost ETFs), handles tasks like rebalancing and sometimes tax-loss harvesting, and requires little hands-on effort. It typically charges lower fees than a human financial advisor, making it a popular entry point for beginner and cost-conscious investors.

The professional management of investments on behalf of clients, aiming to grow their wealth over time while managing risk according to their goals. An asset manager builds and oversees a portfolio of assets like stocks, bonds, and real estate, making decisions about what to buy, hold, or sell. It’s typically offered by firms or professionals who charge a fee, often a percentage of the assets they manage.

A comprehensive approach to preserving and growing assets for high-net-worth families, going beyond accumulation to protect wealth across generations. It combines strategies like estate planning, diversified investing, tax-efficient planning, and business succession. Because it grows more complex as wealth grows, it usually involves trusted professionals such as wealth managers, tax advisors, and estate planners.